Either return my money or be my girlfriend

  Normally, Xu Bingling's parents would give her a living allowance of one or two hundred yuan per week.

  Twenty thousand?

  "Uh... c-can I pay in installments?" Xue Bingling asked Cheng Song with a quivering voice.

  Those big watery eyes stared at Cheng Song, almost dripping with tears.

  "Installments? How are you planning to pay in installments?" Cheng Song asked with a hint of a smile, looking at Xu Bingling.

  Cheng Song felt more and more that Xu Bingling had a special charm, different from other girls.

  Cheng Song thought about it and finally decided that the two words "cute" were the most suitable to describe Xu Bingling.

  That's right, it's cute!

  Cheng Song hadn't seen a girl who pleased his eyes so much in a long time!

  It seems like there's always something on my mind.

  Xu Bingling thought for a moment and calculated her own financial situation. In a week, Xu's mother would at most send Xu Bingling 100 to 200 yuan, averaging 150 yuan per week!

  Xu Bingling thought to herself, if she was frugal and only spent money on food, it would be at least 50 yuan a month, so in one month she could pay back 400!

  "Uh... four hundred for a month!" Xue Bingling said with a quiver.

  Xu Bingling also knew that if she still had to pay 4,000 yuan a month, then for 200,000 yuan, she would have to pay for more than 50 months, which is equivalent to more than 12 years, and it would take her more than four years to pay off the debt!

  Xu Bingling felt a chill just thinking about it, and looking at these people's expressions, she felt that this matter seemed unlikely to succeed.

  She stood with her head hung low, palms sweating profusely, and her spine felt the icy wind blowing in, making her shiver.

  "I'm telling you... 400 hundred yuan isn't even enough for us to pay the interest, do you know that? Do you think we're running a charity?" Cheng Song's sidekick, a small, fierce-looking man, stood with his arms crossed, yelling at Xu Bingling, who took several steps back, shrinking into himself, retreating step by step.

  "A-Liang, be polite to the beauty!" Cheng Song said with a relaxed expression while smoking, his tone was bland and unenthusiastic.

  "Yes..." Ah Liang listened to Cheng Song's words and walked back to his side, standing obediently.

  Xu Bingling looked at Cheng Song and seemed to be more talkative, so in her heart she finally let out a sigh of relief.

  With a flattering smile, he walked up to Cheng Song and said in a fawning tone: "Ah, big brother... um, is this okay? I-I'm just a student, this is the most money I can come up with!"

  "No... " As a result, it was beyond Xu Bingling's expectations that Cheng Song firmly refused.

  These two words "no" almost scared Xue Bingling to the point where she could hardly stand.

  The aura was really intimidating, and even Xue Bingling's courage couldn't withstand it.

  "What...what should we do now?" Xue Bingling had already been frightened out of her wits.

  "I'm giving you two options, one is to pay back all the money within a week, or... become my girlfriend!" Cheng Song said the last half sentence with a hint of **, his eyes seemed to hold a hint of deep affection.

  But for Xu Bingling, it's useless!

  Xu Bingling hasn't had her first love yet, but when it comes to emotional matters, she can be said to have gone through a hundred battles. Being beautiful has its advantages, and with many pursuers, encountering such situations also makes her more calm.

  "Uh... c-can we have a third option?" Xǔ Bīng swallowed hard, looking at Chéng Sōng with a fearful expression.